RPI inflation, 2025 to July 2026
£100 in 2025 is £104 today
That £100 bought 59 first-class stamps in 2025. Today it buys 56.
Prices up 4%2.7% a year on averageMultiply by 1.04
What £100 buys
Official average shop prices, not a basket. Things marked as outrunning inflation got dearer faster than everything else; things that lagged got relatively cheaper.
| Item | 2025 | Today |
|---|---|---|
| first-class stamps£1.70 then, £1.80 today | 59 | 56 |
| Same money, adjusted for inflation | £100 | £104 |
The ONS stopped publishing these average prices in January 2025. Today's figures are that last reading moved on with inflation, so treat them as close rather than exact.
Houses and wages
Inflation is one story. What people earned, and what a home cost, are the other two.
Average house
£272,378 → £278,784
Up 1.0×, against 1.0× for prices generally
Average pay
£37,856 → £39,260
A year's average earnings, up 1.0×
Years of pay for a house
7.2 → 7.1
Average house price divided by average annual pay
If it had tracked wages
£104
What £100 in 2025 would be today if it had grown with pay rather than prices